top of page

For Kitty Members:
Rules and Regulations

  • All winners of the Draw can immediately avail the jewellery.

  • The member will avail the GOLD/DIAMOND/KUNDAN POLKI jewellery at the prevailing gold rate at the day of purchase.

  • All repair and polishing on HDJ products/jewellery will be done free by HDJ.

  • All the members can get PIROI and BEADS work done absolutely free.

  • Those members who purchase jewellery against their kitty amount will not be given extra benefit of the entire plan. If the member purchases jewellery worth more than the kitty amount, remaining amount after adjusting the kitty amount should be paid by the member immediately.

  • Once the customer purchases the jewellery she cannot exchange it for the duration of the kitty. After completion of the kitty, the member can exchange it (jewellery) with appropriate depreciation of 15% on Diamond jewellery & 30% on Kundan jewellery.

  • There will be no cash back on any jewellery purchased (AGAINST KITTY AMOUNT) from HDJ.

  • It is mandatory for customers to submit their ADHAR CARD/ADDRESS PROOF on GST bill.

  • 3% GST is levied on all collections of fine jewellery and gemstones.

  • All the purchases made on CREDIT CARD/DEBIT CARD attracts additional 2.5% on the card (plus 3% GST).


  • HARITIKA DIAMONDS AND JEWELERY LLP holds the right to change, and modify any conditions mentioned.

bottom of page